{"id":164216,"date":"2025-12-24T17:00:53","date_gmt":"2025-12-24T14:00:53","guid":{"rendered":"https:\/\/buletin.de\/bucuresti\/?p=164216"},"modified":"2025-12-24T17:02:21","modified_gmt":"2025-12-24T14:02:21","slug":"p-pachete-de-sarbatori-de-la-ing-ing-go-ing-more-si-ing-extra-cu-beneficii-in-plus-fata-de-contul-curent","status":"publish","type":"post","link":"https:\/\/buletin.de\/bucuresti\/p-pachete-de-sarbatori-de-la-ing-ing-go-ing-more-si-ing-extra-cu-beneficii-in-plus-fata-de-contul-curent\/","title":{"rendered":"(P) Pachete de S\u0103rb\u0103tori de la ING: ING Go, ING More \u0219i ING Extra, cu beneficii \u00een plus fa\u021b\u0103 de contul curent\u00a0"},"content":{"rendered":"\n

ING Bank Rom\u00e2nia<\/a> anun\u021b\u0103 c\u0103 a modificat portofoliul de produse pentru persoane fizice \u0219i a \u00eenlocuit conturile curente clasice cu trei pachete de servicii distincte. Noua structur\u0103, activ\u0103 din 17 decembrie 2025, impune costuri lunare fixe pentru dou\u0103 dintre cele trei op\u021biuni. Un element al noilor pachete pl\u0103tite de la ING \u00eel reprezint\u0103 includerea unor asigur\u0103ri pentru afec\u021biuni grave.\u00a0\u00a0<\/strong><\/p>\n\n\n\n

Banca a introdus pachetele ING Go, ING More \u0219i ING Extra \u0219i marcheaz\u0103 astfel renun\u021barea la produsele anterioare \u0219i \u00eemp\u0103r\u021birea clien\u021bilor \u00een func\u021bie de disponibilitatea de a pl\u0103ti abonamente lunare pentru servicii adiacente, cum ar fi asigur\u0103rile de s\u0103n\u0103tate sau accesul \u00een saloanele VIP din aeroporturi.<\/p>\n\n\n\n

Costurile \u0219i condi\u021biile pentru pachetul de baz\u0103 ING Go<\/h2>\n\n\n\n

Noul pachet standard se nume\u0219te ING Go \u0219i \u00eenlocuie\u0219te vechiul ING Card Complet. Banca men\u021bine gratuitatea administr\u0103rii pentru clien\u021bii care \u00eencaseaz\u0103 recurent minimum 700 de lei lunar \u00een cont. Cei care nu \u00eendeplinesc aceast\u0103 condi\u021bie vor pl\u0103ti un comision de administrare. <\/p>\n\n\n\n

Dac\u0103 taxa actual\u0103 este de 9 lei pe lun\u0103, pentru clien\u021bii f\u0103r\u0103 venituri recurente, \u00eencep\u00e2nd cu luna aprilie 2026, aceasta va cre\u0219te la 15 lei pe lun\u0103. Excep\u021bie fac tinerii cu v\u00e2rste \u00eentre 18 \u0219i 24 de ani, pentru care pachetul r\u0103m\u00e2ne gratuit indiferent de c\u00e2\u021bi bani str\u00e2ng lunar \u00een cont.<\/strong><\/p>\n\n\n\n

Pachetul include cont \u00een lei, card \u0219i acces la aplica\u021bia de mobile banking. \u00cen plus, pachet ofer\u0103 acces la programul de loialitate Cashback Bazar.<\/p>\n\n\n\n

Abonamente lunare de p\u00e2n\u0103 la 220 de lei pentru servicii extra<\/h2>\n\n\n\n

Celelalte dou\u0103 pachete func\u021bioneaz\u0103 pe principiul abonamentului lunar fix, indiferent de veniturile \u00eencasate. Pachetul intermediar, ING More, cost\u0103 39 de lei pe lun\u0103. Acesta include un card Visa Gold \u0219i o dob\u00e2nd\u0103 de 10% pentru sumele economisite prin serviciul automat de rotunjire a pl\u0103\u021bilor, denumit Round Up.<\/p>\n\n\n\n

Cel mai scump produs din noua ofert\u0103 este pachetul ING Extra. Costul acestuia se ridic\u0103 la 220 de lei pe lun\u0103. \u00cen schimbul acestei sume, clien\u021bii primesc un card Visa Platinum, schimb valutar preferen\u021bial nelimitat \u0219i acces gratuit \u00een saloanele de tip lounge din aeroporturile interna\u021bionale. Pachetul vizeaz\u0103 clien\u021bii cu venituri peste medie care c\u0103l\u0103toresc frecvent \u0219i sunt dispu\u0219i s\u0103 pl\u0103teasc\u0103 pentru confort suplimentar \u0219i reduceri la servicii de transport privat.<\/p>\n\n\n\n

Asigur\u0103rile de s\u0103n\u0103tate \u0219i plafoanele de desp\u0103gubire<\/h2>\n\n\n\n

Un element al noilor pachete pl\u0103tite \u00eel reprezint\u0103 includerea unor asigur\u0103ri pentru afec\u021biuni grave. Aceast\u0103 facilitate este disponibil\u0103 doar pentru abona\u021bii More \u0219i Extra. Poli\u021ba acoper\u0103 titularul \u0219i copiii acestuia p\u00e2n\u0103 la v\u00e2rsta de 18 ani pentru diagnostice precum cancer, infarct miocardic acut sau Alzheimer.<\/p>\n\n\n\n

Sumele asigurate difer\u0103 \u00eentre cele dou\u0103 pachete. Pentru abonamentul de 39 de lei, plafonul maxim de desp\u0103gubire este de 20.000 de lei. Pentru pachetul de 220 de lei, suma asigurat\u0103 cre\u0219te la 100.000 de lei. Lista riscurilor acoperite mai include pierderea vederii, amputa\u021biile, transplantul de organe sau interven\u021biile pe cord deschis.<\/p>\n\n\n\n

Eleni Skoura, director \u00een cadrul ING Bank Rom\u00e2nia, a precizat c\u0103 acest model de pachete reprezint\u0103 un test strategic pentru \u00eentregul grup financiar. Rezultatele din Rom\u00e2nia vor influen\u021ba probabil adoptarea unor structuri similare \u00een alte \u021b\u0103ri unde banca activeaz\u0103 pe segmentul de retail.<\/p>\n\n\n\n

\u201eLa ING Bank, credem c\u0103 banking-ul trebuie adaptat vie\u021bii reale, \u00een care fiecare client are libertatea de a alege serviciile \u0219i beneficiile care \u00eei sus\u021bin stilul de via\u021b\u0103. Inova\u021bia a fost mereu parte din ADN-ul nostru, de la produsele \u0219i infrastructura digital\u0103 prin care ele sunt accesate, p\u00e2n\u0103 la modul \u00een care simplific\u0103m experien\u021ba bancar\u0103. Noile pachete de cont curent se ghideaz\u0103 dup\u0103 aceast\u0103 filosofie: de a crea valoare acolo unde conteaz\u0103, economisind timp \u0219i resurse pentru clien\u021bii no\u0219tri<\/em>\u201d, spune reprezentanta ING Bank Rom\u00e2nia, Eleni Skoura.<\/p>\n\n\n\n

Perioada de tranzi\u021bie \u0219i testare<\/h2>\n\n\n\n

Clien\u021bii existen\u021bi pot trece la noile pachete direct din aplica\u021bia de home banking sau \u00een sucursale. Pentru a stimula adop\u021bia noilor abonamente, banca ofer\u0103 o perioad\u0103 de gra\u021bie. Cei care activeaz\u0103 pachetele More sau Extra p\u00e2n\u0103 la data de 31 mai 2026 beneficiaz\u0103 de trei luni gratuite. Dup\u0103 expirarea acestui termen, costul lunar va fi debitat automat din cont.<\/p>\n\n\n\n

Mai multe detalii despre noile pachete de la ING AICI<\/a>.\u00a0<\/strong><\/p>\n\n\n\n

De ce s-a luat acest\u0103 decizie<\/h2>\n\n\n\n

Lansarea acestor pachete se bazeaz\u0103 pe un studiu de pia\u021b\u0103 realizat de Ipsos \u00een noiembrie 2025, pe un e\u0219antion de 1.610 persoane din mediul urban. Datele arat\u0103 c\u0103 rom\u00e2nii sunt interesa\u021bi de asigur\u0103ri medicale \u0219i de c\u0103l\u0103torie incluse \u00een produsele bancare. Aproximativ 78% dintre responden\u021bi au indicat asigurarea pentru boli grave ca fiind relevant\u0103, \u00een timp ce 74% au men\u021bionat asigurarea de c\u0103l\u0103torie.<\/p>\n\n\n\n

ING Bank Rom\u00e2nia<\/a> este parte a ING Group, institu\u021bie financiar\u0103 interna\u021bional\u0103 global\u0103, care ofer\u0103 servicii bancare unui num\u0103r de peste 38 de milioane de clien\u021bi individuali, companii sau institu\u021bii din peste 40 de \u021b\u0103ri. \u00cenfiin\u021bat\u0103 \u00een 1994, ING Bank Rom\u00e2nia este \u00een prezent o banc\u0103 universal\u0103, oferind produse \u0219i servicii tuturor categoriilor de clien\u021bi \u2013 companii mari \u0219i mici, institu\u021bii financiare, mici antreprenori \u0219i persoane fizice. <\/p>\n\n\n\n

ING Bank Rom\u00e2nia este singura banc\u0103 cu o cre\u0219tere organic\u0103 din top 10 b\u0103nci locale dup\u0103 active, f\u0103r\u0103 achizi\u021bii de portofolii de clien\u021bi sau alte b\u0103nci. ING Bank Rom\u00e2nia este o banc\u0103 universal\u0103 cu peste 1,9 milioane de clien\u021bi din trei segmente de business: persoane fizice (retail), companii IMM-uri, Mid-Corporate \u0219i Wholesale Banking.<\/p>\n","protected":false},"excerpt":{"rendered":"

ING Bank Rom\u00e2nia anun\u021b\u0103 c\u0103 a modificat portofoliul de produse pentru persoane fizice \u0219i a \u00eenlocuit conturile curente clasice cu trei pachete de servicii distincte. Noua structur\u0103, activ\u0103 din 17 decembrie 2025, impune costuri lunare fixe pentru dou\u0103 dintre cele trei op\u021biuni. Un element al noilor pachete pl\u0103tite de la ING \u00eel reprezint\u0103 includerea unor […]<\/p>\n","protected":false},"author":1,"featured_media":164227,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"ngg_post_thumbnail":0,"footnotes":""},"categories":[6994,24496,5762],"tags":[25347,25345,25350,25348,25349,25346],"ppma_author":[22583],"class_list":["post-164216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri-2","category-economic","category-main","tag-cont-curent","tag-ing","tag-ing-extra","tag-ing-go","tag-ing-more","tag-pachete-de-la-ing"],"acf":[],"yoast_head":"\n(P) Pachete de S\u0103rb\u0103tori de la ING: ING Go, ING More \u0219i ING Extra, cu beneficii \u00een plus fa\u021b\u0103 de contul curent\u00a0 - Buletin de Bucure\u0219ti<\/title>\n<meta name=\"description\" content=\"Un element al noilor pachete 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